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170 Oberlin Ave N, Ste 20, Lakewood, NJ 08701
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Document Shredding for Your Privacy In Lakewood, NJ

At American Shredder, we comply with all privacy regulations to ensure your protection when we are shredding your documents. Call us at (732) 363-0650 for more information regarding our services or to schedule an appointment to drop off your documents.

HIPAA
The Health Insurance Portability and Accountability Act was enacted in 1996 and includes provisions intended to safeguard the privacy of patient health records. Protected health information (PHI) includes patient medical records, patient logs, insurance, billing, and other personally identifiable health information.

GLB (Gramm Leach Bliley)
This law was designed to compel financial institutions to "respect the privacy of its customers and to protect the security and confidentiality of those customers' non-public personal information."
This language suggests that paper documents containing such personal information should also be protected when in use and safely destroyed when no longer current and usable. The Act also provides consumers with the right to limit some sharing of their information.

FACTA
The Fair and Accurate Credit Transactions Act of 2003, also known as the FACT Act, was signed into law on December 4, 2003. The Act amends the Fair Credit Reporting Act (FCRA). The Act contains a number of provisions intended to combat identity theft and consumer fraud and related crimes. Specifically, the Act requires the destruction of papers containing consumer information.

FACT ACT - November 1, 2008 (Red Flag Regulation)
The FACT Act was created to require that financial institutions provide consumers with improved protection against fraud and identity theft by implementing certain safeguards to monitor suspicious activity. These FACT Act requirements will require financial institutions to re-examine their ID theft prevention policies and implement new procedures and business practices.

To comply with the new law, financial institutions and creditors must have in place a written program to detect, prevent, and mitigate identity theft. Specifically, Section 315 and Section 114 of the FACT Act require financial institutions to:
  • Create an Identity Theft Prevention Program
  • Implement Change of Address Safeguards When Issuing Credit/Debit Cards
  • Verify Identity upon Notice of Address Discrepancy from a Consumer Reporting Agency

Contact us at American Shredder in Lakewood, New Jersey, to learn more about our document shredding company.